Social Security Payment Plan for 2025

The first Social Security payments for 2025 will be received starting in January. When you receive your payment depends on your birth date, with a few exceptions. However, if you received Social Security benefits before May 1997, or receive both Social Security and SSI, Social Security will be paid on the 3rd and SSI on the 1st.

If your payment date falls on a federal holiday or weekend, you will likely receive payment for that month on the immediately preceding weekday.

Although the official COLA increase for 2025 has not yet been announced, Kiplinger economist David Payne estimates that the final percentage could be around 2.5%.

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In August 2024, the average monthly Social Security check for all retirees was $1,920.48, according to the Social Security Administration (SSA). When this percentage goes into effect, beneficiaries will see an annual increase of $576, or a monthly increase of $48.00.

Based on the Social Security payment schedule for 2025, here are all confirmed payment dates for retirees:

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Schedule for payment of social benefits 2025
Date of birth on	MONTH	MONTH	MONTH
Date of birth on	January	February	march
1. – 10.	Wednesday, January 8	Wednesday, February 12	Wednesday, March 12
11. – 20.	Wednesday, January 15	Wednesday, February 19	Wednesday, March 19
21. – 31.	Wednesday, January 22	Wednesday, February 26	Wednesday, March 26
Date of birth on	April	May	June
1. – 10.	Wednesday, April 9	Wednesday, May 14	Wednesday, June 11
11. – 20.	Wednesday, April 16	Wednesday, May 21	Wednesday, June 18
21. – 31.	Wednesday, April 23	Wednesday, May 28	Wednesday, June 25
Date of birth on	July	August	September
1. – 10.	Wednesday, July 9	Wednesday, August 13	Wednesday, September 10
11. – 20.	Wednesday, July 16	Wednesday, August 20	Wednesday, September 17
21. – 31.	Wednesday, July 23	Wednesday, August 27	Wednesday, September 24
Date of birth on	October	November	December
1. – 10.	Wednesday, October 8	Wednesday, November 12	Wednesday, December 10
11. – 20.	Wednesday, October 15	Wednesday, November 19	Wednesday, December 17
21. – 31.	Wednesday, October 22	Wednesday, November 26	Wednesday, December 24

You can use a My Social Security Account to securely manage your personal Social Security information. If you’re concerned about mail theft or travel frequently, you can opt out of mail-in notifications and receive notifications online instead.

The account allows you to manage tasks such as requesting a replacement Social Security card, checking the status of an application, estimating future benefits, and receiving updates on the 2025 COLA. This account can also be used to update your direct deposit information and retrieve your Social Security Form 1099.

What will the average monthly Social Security check be in 2025?

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